New Straits Times – Interview The Experts 5 Jun 2010 by Gerald Chuah PROPERTY INVESTMENT is still regarded an “evergreen business" by many due to its stable and profitable returns. Once you own a property, you can always capitalise it in many ways from renting to selling it for a profit. Another factor is there [...]
Let’s look at investment from a different angle. Assuming you bought $10,000 worth of stocks, would you be able to increase your stocks’ investment value by improving the company and it’s profitability? I bet you couldn’t. Even if you can, it won’t be that easy to accomplish. Alternatively, a $10,000 investment on a property is [...]
By now, I’m sure you understand the meaning of leverage and risk management. With the same dollar, you can generate much more returns by investing in property than in stocks. An important point, investing in property can give you a piece of mind because it generates cash steadily whether you are in the toilet, having [...]
Buy Below Market Value (easier said than done?) As we mentioned previously, if you purchase $10,000 stocks, you own exactly $10,000 worth of stocks (clear cut point). If you purchase $10,000 Property using the leverage of 90% housing loan, you own $100,000 worth of Property right? Well, above property is purchased on “retail price”, so [...]
Arts of Leveraging For most individual, we have at least one lifetime experience to get a loan from Banks to buy First property (on top of First car, of course). Very rare that one would get a loan to buy stocks. In this reporting season, most Malaysia's Banks reporting impressive loan growth, mainly attributed to [...]